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Joseph F. Rice School of Law

  • Students Walking in USC School of Law Building


Varied loan options are available to you in the pursuit of financing your legal education.

Federal Loans

As a graduate or professional student, you can borrow loan funds to cover tuition and living expenses up to your cost of attendance. Federal education loans are guaranteed by the government, have interest rates fixed each year by Congress, offer flexible repayment terms tailored to your income after law school, and have loan forgiveness provisions depending on your choice of legal employment. Federal loans are borrowed directly from the Federal government through the U.S. Department of Education. Eligibility for Federal loans is determined by the information you provide in the Free Application for Federal Student Aid (FAFSA).

There are two Federal loan programs: the Direct Unsubsidized Loan and the Direct GradPLUS loan. Click here to learn more about your options. 

Private Loans

Private loans can be used to fill in any gaps in the cost of your legal education after all federal options have been pursued. Private student loans are funded by banks, credits unions and state agencies. 

Click here for a list of previous loan providers utilized by  students at the University of South Carolina.


All federal student loan and work-study programs are administered by the University's Office of Financial Aid and Scholarships.

Office of Financial Aid and Scholarships
1244 Blossom Street, Columbia SC 29208
803-777-8134 |

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