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Financial Aid and Scholarships


Think about your future today. Before accepting or applying for any loan, we strongly urge you to look for scholarships, grants and employment opportunities first.

Loan Options

If you have to get a loan, think about all the factors to choose the best option for you. Things like loan servicing fees, interest rates and repayment plans are important. Always remember that loans are a form of aid that must be paid back within a specific time. This could be after you graduate or after you leave college or fall below half-time enrollment. To learn more about federal loans, watch Types of Federal Student Loans.

Federal Direct Loans

The William D. Ford Federal Direct Loan Program offers all federal direct loans. At UofSC, students are automatically awarded federal direct subsidized and/or unsubsidized loans as part of our financial aid offer to students. As the student, you have the choice to accept or decline a loan.

Federal Direct PLUS

PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help with college costs. You should only borrow what you need and can repay.

Private Loans

Private loans are offered through lenders such as banks, credit unions or state agencies. You can choose any lender you like.

S.C. Teachers Loans

The S.C. Teachers Loan Program began to encourage S.C. residents interested in teaching to teach in areas of critical need to help the state’s educational goals. These loans are provided by the South Carolina Student Loan Corporation.

Nursing Student Loans

The Nursing Student Loan Program is a federal loan program funded by the U.S. Department of Health and Human Services. The loan is for undergraduate and graduate students pursuing a degree in nursing. 

Health Professions Student Loans

The goal of this loan program is to develop health professional students from various backgrounds. Learn more about this loan program to start you on your path towards your career.

Managing Educational Debt Successfully (MEDS)

Explore student loan repayment options and learn  tips to help you manage your student loan debt. 

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