It's time to make changes for 2019!
During open enrollment, you can do the following:
- Enroll in or make changes to your medical or vision.
- Enroll in or increase life insurance with evidence of insurability.
- Add or remove dependents from your coverage.
- Enroll in or re-enroll into flexible spending accounts using mybenefits.sc.gov.
- Current HSA participants must re-enroll in an HSA and open a bank account with Central Bank to make pretax contributions.
Changes to existing dental coverage can only be made during open enrollment in odd-numbered years.
What's new for 2019?
- Adult well visits will be a covered benefit under the Standard Plan, subject to copayments, deductibles and coinsurance in covered years.
- ASIFlex is the new flexible spending accounts administrator.
- There is no fee to participate in the Pretax Group Insurance Premium feature.
- Administrative fees for flexible spending accounts and Health Savings Accounts (HSA) will be lower.
- Some patient cost-sharing features, such as copayments and deductibles, will increase for Standard Plan members.
- There is no increase in the State Health Plan employee premiums.
Tool Box
With several changes for 2019, you are encouraged to log in and review your benefit plan options. You may use the following tools to assist you with making your choices.
South Carolina Public Employee Benefit Authority’s (PEBA) website provides all the information you need to know about open enrollment.
This tip sheet lists your benefits options for 2019 [pdf].
The 2019 Insurance Summary [pdf] provides more detail about your benefits options, including eligibility, when you can enroll and premiums.
This presentation provides detailed information about the 2018 open enrollment [pdf].
2019 insurance premiums [pdf] for active employees.
PEBA's chart [pdf] provides a quick visual representation of the comparison between each health plan.
The Medicare Handbook [pdf] is for all Medicare eligible employees.
This Benefits Advantage newsletter [pdf] includes important information for retirees, survivors, and COBRA and former spouse subscribers.
PEBA is required to provide these federally mandated notices [pdf].
Satisfied with your current coverage?
You do not need to do anything during open enrollment. However, you must re-enroll in flexible spending accounts each year.
Changing coverage?
Coverage changes may be made online using MyBenefits from October 1, 2018 until October 31, 2018 at 11:59 p.m. Deductions to your coverage will be effective January 1, 2019 and will be reflected in your December 15, 2018 paycheck. MoneyPlus changes will be reflected in your January 15, 2019 paycheck.
In order to make changes, you must register the first time you use MyBenefits. Learn how to register here.
Beneficiary Changes
If you wish to make open enrollment changes and also need to change your beneficiary or address, please make the beneficiary or address change prior to making your open enrollment changes.
If you do not wish to make open enrollment changes, but need to make a beneficiary or address change, please proceed to make the change online via the MyBenefits system.
Note: During open enrollment, we ask all employees to use MyBenefits online system to make open enrollment changes. We will only accept paper forms if the system doesn't allow the change. For example, a USC employee would like to make open enrollment changes; however, they are covered by another state employee. In this instance the USC employee must complete a paper Notice of Election [pdf] to make open enrollment changes.
Posted September 21, 2018
Updated September 24, 2018