All undergraduate students taking six or more credit hours, graduate students taking six
or more hours, graduate assistants and international students must have health insurance.
Required Health Insurance
ALL USC COLUMBIA STUDENTS MUST HAVE HEALTH INSURANCE, including: undergraduates taking six hours or more and paying the student health
fee; graduate students taking six hours or more; graduate students with assistantships;
USC School of Medicine students enrolled in 1 or more hours and all international
students.
Every student’s health and well-being are critical components to academic success.
Access to medical care promotes student retention and success. Students with insurance
stay healthier by using recommended preventive care services that help avoid health
issues and often detect medical issues that need attention. The primary purpose of
student health insurance is to provide an affordable and comprehensive benefits package
so students have easy access to physical and mental health care and prevention screenings
while attending school.
Over the past two decades, student health issues have grown more complex. Students
may come to college with a range of health care needs from minor to extensive. Student
health insurance plays a critical role in optimizing student’s choice for health care
services. Those who are uninsured have a higher chance of dealing with more severe
illnesses that may impact their academic success. Since unexpected sickness is one
of the leading factors for family debt, student health insurance is critical to financial
wellness.
Learn how you can waive out of the Student Health Insurance Plan if you have health
insurance or are covered as a dependent on another's health insurance plan.
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