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Student Health Services

Student Health Insurance Plan

The Student Health Insurance Plan is an excellent match for students. It offers comprehensive benefits, low premiums, low co-pays and zero on-campus deductibles. The plan also covers mental health, vision and dental services.

USC-Columbia students must have health insurance.

*Proof of Health Insurance applies to: undergraduates taking six hours or more and paying the student health fee, graduate students taking six hours or more, graduate students with assistantships, USC School of Medicine students enrolled in 1 or more hours and all international students.

* Additional department requirements may apply



Referrals Required

The Student Health Insurance Plan policy requires a referral for off-campus specialists and some procedures. Students must be seen at the health center during normal operations. Referral will be provided based on the need for additional services.  If you have questions about the referral requirement, please call medical records at 803-777-2870. 

What Does the Student Health Insurance Plan Cover?

The Student Health Insurance Plan is comprehensive and covers most medical and mental health services, x-rays, labs, procedures and prevention services. The plan benefits include only a $10 co-payment for prescription drugs, and covers mental health, dental and vision care. For more information got to


Premium Costs & Plan Details

2019 - 2020 Annual: $2,181.19

Fall Semester: Will be updated soon

Spring/Summer Semester: Will be updated soon

Graduate assistants may receive a subsidy during the 2019-2020 academic year - check with your department. 

The Student Health Insurance Plan through BlueCross BlueShield of South Carolina is considered a Gold Plan in the insurance marketplace. A comparable plan purchased somewhere else would cost more than $350 per month, while the Student Health Plan is only  about $181 per month. You can sign up for the Student Health Insurance Plan during the year if you have a qualifying life event that causes you to lose your health insurance.

  • Disqualification from parents' health plan due to age.

  • Losing private insurance through loss of employment or divorce.

You can enroll spouses, domestic partners and dependent children in your plan. You will be charged for their coverage separately, and not through your student account.

If proof of insurance is required as a condition of your enrollment, you can request additional funds for your health insurance premium amount. Contact the Office of Student Financial Aid and Scholarships at 803-777-8134.

Students have an option to purchase short term gap insurance after graduation to ensure continuous health care coverage. Please go to for more information.

Waiving Out of Student Health Insurance

If you have health insurance through an individual plan or covered as a dependent on your parent, spouse, partner or guardian’s health insurance plan, you can waive the Student Health Insurance Plan at


Special Enrollment Status & Partners 

Students with Special Enrollment Status can choose to purchase the Student Health Insurance Plan. 

Independently funded post-doctoral fellows are eligible to purchase the Student Health Insurance Plan.

Students can choose to purchase the Student Health Insurance Plan for their spouse/partner and children. 

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