Sallie Mae Smart Option Student Loan
The University of South Carolina's continuing education division has an account with Sallie Mae for continuing education training. Sallie Mae will evaluate your credit score and recommends a co-borrower for those with low scores or minimal credit history. To apply online for a continuing education loan, visit the Sallie Mae website.
NOTE: Some programs sell out weeks before the start date. If you plan to apply for a Sallie
Mae loan, begin your application early to allow adequate processing time. Please use
the following account when applying:
University of South Carolina – Columbia Continuing Ed 003448-98.
Standard Commercial Loans
Before selecting a loan program, be careful to weigh the advantages and disadvantages of each choice. Financial programs all vary in repayment timelines, APRs, and more. Some factors to consider before financing include:
- Investigate every financing option and program available including your local credit union or bank.
- Look for a plan that offers the most flexibility in repayments and charges a reasonable interest rate.
- Borrow as little as possible.
- Understand your personal credit history. Personal credit information can be found
at the following agencies; Equifax, Experian, and Trans Union. South Carolina residents
can receive a free credit report from these agencies by calling these numbers:
- Equifax: 1-800-685-1111
- Experian: 1-888-397-3742
- Trans Union: 1-800-888-4213
Traditional Financial Aid
Our professional programs are non-credit adult continuing education. As such, they are not eligible for funding through many state and federal financial aid programs or any program for which a FAFSA (Free Application for Federal Student Aid) would be required.