University of South Carolina

Financial Aid & Scholarships

Managing Educational Debt Successfully (M.E.D.S.)

The University of South Carolina does not encourage student borrowing but recognizes that for some, loans may be the best or only resource available to pay for educationally related expenses. Utilize this information to facilitate your financial planning and management and to help achieve a successful collegiate experience.

Understanding Educational Loan Options*

Options That Can Reduce Your Need to Borrow*

Part-time Employment*

Tracking Your Loans*

Positive Practices

Starting Salaries

Loan Repayment Options

Loan Consolidation

* of particular interest to freshmen and first-time borrowers